Keep every receipt and bill and, once again, write them down! Don’t just focus on the $200 electric bill and the $40 water bill–you know the normal monthly homeowner expenses, but where we lose track of a lot of our money each month are from the incidental expenses. Did you sell a few personal items on Craig’s List or in the Facebook Marketplace? Write it down. Of course there is your salary, but what about beyond that? Did your neighbors give you $20 for taking care of their dog for the weekend? Write it down. Write down every nickel, dime and dollar you earn during the month. If you don’t write a big goal down, you will never try to reach it. One word of advice when it comes to goal setting. Also take a few minutes to write out some steps you can in order to reach your goals. Write them down and give yourself a timeframe to meet the goals. Pick 1-2 or even a few more goals for your year. Grab the download for the free budget binder at the bottom of this post and follow the simple steps below. Let’s get started with the Mini Budget Binder. Wait, what? You’ve heard it all before, but you don’t have time for it, right? Let me tell you, it takes just a short bit of time and will make all the world of difference in your current and future financial situation. There’s no better way to get started than by writing it all down. You see, you will never get ahead if you are not tracking, monitoring and saving each and every week. It needs to be at the forefront of our minds and our conversations with our spouse or with ourselves. If fact, we need to do the complete opposite when it comes to money. In reality, it simply makes dealing with money harder and the spending problem bigger. They push all their fears and frustrations to the back of their minds if they can avoid any money talk. Many people chose to avoid conversations with their spouses or family about money, because it’s simply easier not to. Most everything we do revolves around money in some way, shape or form. They are part of our everyday life and there’s no avoiding it. However, these printable templates look definitely better and they are super easy to use.īefore ordering your cover, please make sure to download free printable binder covers samples to see if they look nice with your planner. Click download button to customize the text via OnPlanner binder cover maker and get the latest designs featured on your cover.Finances are hard. If you are looking for something more sophisticated than covers printables, you can, for example, search for DIY padded binder cover tutorials and create some really unique cover. Use glue to attach the printed page to your cover or use sticky paper.Print it out at home, office or local print shop with the best resolution.Find and customize the template with the preferred design from this collection in the right size.Decide what color scheme, patterns and style you want it to feature.Before ordering the final cover, please feel free to download free printable cover template sample to print it out at home to try it out and see if it looks exactly like you want it.īesides, you can also get premium lifetime access to the entire collection of planner templates and binder covers to be able to download as many covers as you want as often as you need and always have enough planner templates in your arsenal for efficient and enjoyable planning or journaling. Add your text on the cover template to decorate your new binder or breath new life into an old one with the beautiful binder cover design.Ĭustomize the design to your preferences and make the cover of your planner reflect who you are.
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